HDFC Life Click 2 Protect Ultimate provides 100% claim assurance, ensuring no claim rejections. You can exit the plan after 25 years without additional premiums, with all liabilities covered, and renew your policy without premium increases. The plan offers the option to secure a return of all premiums at the end of the term and provides a lump sum of up to ₹2 Crores for terminal illness expenses. You can also choose between a lump sum or instalment payment for death benefits.