The eTouch II Life Shield ROP provides robust financial protection with benefits like up to ₹2 Crore for terminal illness diagnosis. Additional features include unlimited teleconsultations, discounts on diagnostic services, women’s wellness benefits, and the Auto Cover Continuance Benefit, ensuring coverage even if premiums are missed. You can also take premium holidays for 1–3 years. Plus, if you survive the policy term, you get a refund of premiums. This plan is ideal for individuals looking for financial security, health support, and flexibility, though it doesn’t offer life stage benefits or whole life coverage.